At Parity Legal we have legal experts who have a wealth of experience advising individuals, corporate borrowers, property developers, private lenders, banks and other financial institutions, in real estate finance transactions.

We regularly advise our clients on property investment and development funding, refinances, property portfolio finance arrangements and other property related finance transactions.

We act for both lenders and borrowers and can advise on all aspects of secured lending transactions, with particular experience in the following services:

Secured Lending

Our team have vast experience in acting for banks, bridging lenders, commercial banks and other lenders for a variety of purposes, including the funding of asset and real estate whether on a short or long term basis.

Our services include:

  • Advising on and negotiating the loan and security documentation.
  • Undertaking full property due diligence.
  • Producing all necessary reports on title (including full City of London Certificates of Title, where required).
  • Acting on behalf of either borrowers or lenders in connection with either a purchase or refinance.
  • Advice in connection with personal and corporate guarantees.
  • Assisting funders with legal support connected with funders property portfolios.
  • Social housing finance.

Development Finance

Our legal experts have experience and expertise in providing support to both borrowers and funders in connection with finance relating to acquiring land for development (commercial and residential) or building costs and our services include:

  • Property due diligence.
  • Preparation and provision of Certificates of Title.
  • Perfection of Security.
  • Advice on loan documentation such as legal charges, debentures and guarantees.
  • Deeds of priority and inter-creditor agreements between lenders.

Assisting with the preparation of the construction suite of documents, undertaking construction due diligence, reporting for funders and monitoring the discharge of development conditions precedent, as required on development finance deals.

Remortgaging & Refinancing

At Parity Legal we have vast experience of acting for individuals in connection with the remortgage of residential properties and for individuals or corporate borrowers in connection with refinancing commercial real estate.

We act for both borrower and funders and have experience in acting for high street lenders, specialist lenders and work closely with mortgage and commercial finance brokers.

We have incorporated modern and secure technologies to ensure clients experience the highest level of service on such transactions.

Islamic Finance

Our legal experts deal with all types of Islamic finance arrangements including Diminishing Musharaka and Murabaha agreements.

Do You Need Advice?

If you require trusted advice from one of our experts please get in touch, a member of our team will be happy to talk.